Personal Checking

 

Basic Checking

  • No minimum opening deposit.
  • 24-hour ATM card access.
  • Received monthly statements for record keeping and reconciliation.
  • Combined statement is free and available for easy archiving of documents and able to see all your FAIB accounts on one statement. 
  • No monthly fee and transaction charge if average balance is $500 or more.  $3 per month if below $500.
  • No transaction charge when there are 8 or less checks, ATM withdrawals or other debits.  $0.75 per additional debit if over 8 debits.

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Personal NOW Checking

  • Low minimum opening deposit:  $500.
  • 24-hour ATM card access.
  • Received monthly statements for record keeping and reconciliation.
  • Combined statement is free and available for easy archiving of documents and able to see all your FAIB accounts on one statement. 
  • Earn interest on all your checking balance regardless of checking balance level, compounded monthly.
  • Unlimited check writing at no monthly fee and no transaction charge when average ledger balance is $1,000 or more.
  • When average ledger balance is below $1,000, $8 per month plus $0.35 per check and non-FAIB ATM withdrawal.

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Special Checking

  • Eligible for seniors (over 62 years old) and students (18 years old or over) to enjoy this special checking account.
  • Low minimum opening deposit: $100.
  • Received monthly statements for record keeping and reconciliation.
  • Combined statement is free and available for easy archiving of documents and able to see all your FAIB accounts on one statement. 
  • No transaction charge.
  • No monthly fee when average balance is $100 or more.  $3 per month if below $100.

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