Secured Credit Card

  • No Credit History Needed: You can apply FAIB’s Secured Credit Card even if you have never been approved or used credit before.
  • Build Your Credit: Start using credit, so you can better qualify in the future for other loans such as auto loan and home mortgage.
  • Use Your Savings to Your Advantage: Simply assign part of your savings or certificate of deposit (CD) as security for your credit card obligations and you can use the remaining deposit in your usual way.
  • Give Yourself a Credit Line from $500 to $10,000: Allocate any savings or CD amount from $500 to $10,000 to make sure you have the right amount of credit line that gives you the convenience you need and the credit status you prefer. And you can add or reduce your credit line any time by adjusting the assigned collateral deposit amount. Just let us know!
  • Enjoy the Convenience of a Credit Card: Get cash 24-hour at any FAIB ATM or NYCE, Cirrus, and PLUS locations across the United States and overseas. Shop or make reservations at over 10 million establishments worldwide.
  • Select A Distinctive Design: Customers can make a selection from the distinctive available designs for the applied credit card.
  • 24-hour VISA®Customer Service : 1-800-423-7503 (Toll Free)
  • Free Application and Fast Approval: Your FAIB Secured Visa Classic or Gold Card will be mailed to you in 1-2 weeks after you complete the application together with your savings deposit or CD in the amount of the credit line you prefer.
  • First American International Bank (FAIB) Credit Card Customer Service: 718-567-8338, ext 1215 .