Build up your credit safely with a Secured Credit Card

  • Receive an enhanced level of security with chip technology. Click here for more info
  • No credit history needed: You can apply for FAIB’s secured credit card, even if you have never been approved or used credit before
  • Build your credit: Start using credit, so you can better qualify in the future for other loans such as auto loans and home mortgages
  • Use your deposit account to your advantage: Simply assign part of your checking, savings or Certificate of Deposit (CD) as security for your credit card obligations and then you can use the remaining deposit in your usual way
  • Give yourself a credit line from $500 to $10,000: Allocate any checking, savings or CD amount from $500 to $10,000 to make sure you have the right amount of credit line that gives you the convenience you need and the credit status you prefer. Also, you can add or reduce your credit line at any time by adjusting the assigned collateral deposit amount. Just let us know!
  • Enjoy the convenience of a credit card: Get cash 24-hours a day at any FAIB ATM or NYCE, Cirrus, and PLUS location across the United States and overseas. Shop or make reservations at over 10 million establishments worldwide
  • Select a distinctive design: Customers can make a selection from any available distinctive designs for the applied credit card
  • 24-hour VISA® Customer Service: 800-423-7503 (Toll Free)
  • Free application and fast approval
  • FAIB Credit Card Customer Service: 855-678-FAIB (3242)


Subject to credit approval.

Person with shopping bagsUse an FAIB secured credit card to shop or make reservations at over 10 million establishments worldwide

Person with credit cardApplication for FAIB's secured credit card is fast and free