No Surcharge ATM Access

First American International Bank (FAIB) has ATMs in Manhattan, Brooklyn, and Queens for 24-7 convenient access to cash and account information.

When you can’t access an FAIB ATM, use ATMs exhibiting the SUM® logo (pictured below) to get cash with no surcharge.

sum atm network logo


Search the complete list of SUM® ATMs in your area by clicking here , or download the SUM® Mobile ATM locator app for iPhone® or Android™ smartphone to find SUM ATM locations nearby when you’re on the go (mobile data charges may apply).

Save Time and Money with the SUM® ATM Network

Many ATM owners charge fees to use their ATM machines; the surcharge amount is usually displayed on the ATM, and you must accept this fee to complete your transaction.

FAIB participates in the SUM® ATM Network which means you can get cash at thousands of SUM® ATMs throughout the U.S. and Puerto Rico free of surcharge. No registration is required and no additional card is needed.