Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.


Terms and Conditions for Account Alert Service

Use of the Alerts service is at your own risk. First American International Bank (the “Bank”) makes no warranties for this service of any kind, express or implied. The sole function of this service is to provide you with timely notice of specific activity or events on your account at your request and instruction. In using this service, you understand that you may incur interruptions, delays, errors or failure of receipt of the message information for a variety of reasons, including technical difficulties with service providers or the Bank's computer system. If you choose to have your messages delivered to your cell phone or other similar devices, you understand and accept that a portion of the messages may be omitted or truncated and standard messaging charges apply. You also understand and accept that First American International Bank makes no warranties as to the timing, security, reliability or completeness of any of the messages provided or transmitted via Alerts. Under no circumstances shall the Bank be liable to you for incidental, consequential, special or punitive damages, including but not limited to loss of business, lost opportunities/profits, investment losses, finance charges, or other economic damages resulting in your use or reliance upon, in any way, the information contained in the free messages.


This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of New York.